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About the Loan Comparator

Considering multiple loans and not sure which one is right for you? The Loan comperator pits loans against each other and shows you which ones will cost you the least in terms of accrued interest and time to pay off.

The cheapest loan is not necessarly the one with the lowest rate. The longer a loan takes to pay off, the longer the interest will have to accure. A large interest rate of a loan that is paid off quickly may cost you less over time.

Enter the information about each loan above to get started. The "Contestants" tab will give you a quick over view on the labs. The "Battelfield" tab will give you a more detailed comparison on how the loans compare. Financial information is not stored on our server.

How are fractions of a penny calculated? As a typical in banking, when calculating the monthely payment fractions of a penny are rounded up to the nearest whole penny. As a result, the final payment may be as much as a couple dollars less, depending on the length of the loan. This ensures the loan will be paid in full, and on time. The alternative - rounding to the nearest penny - can result in a final payment that is slightly more than average or lengthening the term of the loan.