Stay on track with your savings goals. The Personalized Savings Motivator can create a saving plan that works for you, whether you need a little extra time to ramp up and meet your savings goals, or find starting easier than continued savings over time.
Sometimes it's best to start small. Clearing small hurdles can make it psychologically easier to tackle bigger ones. If you're having troubles getting started and meeting your savings goals, choose the "Gradual (Back Loaded)" option. The savings motivator will then create a plan of gradually increasing weekly or monthly amounts to save, setting the bar low and incrementally increasing it so you can reach your savings goals.
Or maybe you find starting easy and the follow through harder. It can be difficult to deprive yourself for a prolonged period of time. In this case, choose the "Accelerated (Front Loaded)" option. The savings motivator will then create a savings plan the weekly or monthly savings goals are gradually decreasing, making it easier to stick with the savings plan so you can reach your savings goals.